Leasing and Financing for Your New Ford Vehicle at Sterling Ford
At Sterling Ford, Opelousas car buyers can find an impressive inventory of new and used Ford models that suit any lifestyle. We offer financing and leasing if you'd like a new one for driving in St. Landry. Apply for financing online or in person at our Eunice area dealership, and we'll help you get behind the wheel of the Ford vehicle you love quickly and efficiently.
Leasing
Leasing is likened to an agreement with our dealership in Ville Platte to rent the vehicle for a limited time, making payments for terms ranging from 24 to 36 months, the most comment lease terms. The contract outlines allowed mileage, fees for going over the mileage, upfront costs, and maintenance and insurance requirements.
Leasing is ideal if you want lower payments on a brand-new vehicle and don't plan to drive an excessive number of miles. You eliminate the hassle of selling it, and you can try a new Ford every few years. You often save money by leasing since you only pay for use based on depreciation.
Financing
Financing is buying a vehicle with a loan from a lender or dealer and paying it back monthly. Common loan periods range from 36 to 84 months, but most customers choose to lease their car for 24 or 48 months. Financing payments are usually based on credit score, vehicle age, interest, insurance for the loan term, and taxes.
Financing is ideal if you would rather own a Ford without restrictions that you can sell or trade. If you finance your selected new Ford car or truck, it allows you more freedom to customize it with the needed features. Another benefit of owning a vehicle is it increases the equity, or the difference in vehicle value and the amount you owe.
Apply Online
It's convenient to apply online using our convenient shopping tools, so you don't have to leave your home to start your purchase and save time when you arrive at our dealership near Church Point.